Important information about how to use pricing data on ExploreCarePricing
Last Updated: July 28, 2026
Prepared by: Rachel Wrought, LPN, SHM, MHI
Title:Founder & CEO, Healthcare Operations & Innovation Leader
Credentials:Licensed Practical Nurse (LPN) • Safety & Health Management (SHM) • Master of Healthcare Innovation (MHI)
With more than 18 years of experience spanning clinical nursing, healthcare operations, regulatory compliance, healthcare technology, and healthcare innovation, Rachel prepared this disclaimer to help users understand both the value and limitations of healthcare pricing information.
The pricing information provided by ExploreCarePricing is for informational and educational purposes only. It does not constitute medical advice, a guarantee of payment, an insurance quote, or a binding price estimate from any healthcare provider.
ExploreCarePricing analyzes, organizes, and presents publicly available pricing information to improve consumer understanding. We do not create, alter, or replace the pricing data published by hospitals. Our role is to make existing transparency data more accessible and easier to understand.
ExploreCarePricing sources pricing data from publicly available hospital transparency files, including official chargemasters and CMS machine-readable files (MRFs). While we work diligently to present accurate information, there are inherent limitations:
The prices displayed on ExploreCarePricing represent what hospitals charge and what major insurers have negotiated to pay. Your actual out-of-pocket cost will differ based on:
Always contact your insurance company to obtain a personalized estimate of your out-of-pocket costs before scheduling any procedure.
Under the No Surprises Act (effective January 1, 2022), you have protections against surprise bills from out-of-network providers in most emergency and non-emergency situations. These protections include:
For more information about your rights under the No Surprises Act, visit the official Centers for Medicare & Medicaid Services (CMS) resources:
ExploreCarePricing is a pricing transparency tool, not a medical service. We do not provide:
All medical decisions should be made in consultation with your licensed healthcare provider, who can evaluate your individual health circumstances and needs.
Before scheduling any healthcare service, we strongly recommend that you:
The pricing data on ExploreCarePricing originates from hospitals themselves. Under federal regulations (CMS Hospital Price Transparency Rule, effective January 1, 2021), hospitals are required to publish their standard charges in machine-readable format.
ExploreCarePricing is not responsible for:
If you believe pricing information on our platform is incorrect, please contact us so we can investigate and update our records.
ExploreCarePricing data is for educational and informational purposes only. Healthcare providers should not rely on ExploreCarePricing data for:
For official pricing information and compliance guidance, healthcare providers should consult their chargemasters, CMS resources, and payer contracts directly.
While ExploreCarePricing makes every effort to provide accurate pricing information, we cannot guarantee the absolute accuracy of all data. Pricing data originates from third-party hospital sources that we cannot fully control or independently verify in real time.
To the fullest extent permitted by law, ExploreCarePricing, its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on the pricing information provided on this platform.
This includes, but is not limited to, damages resulting from:
Your use of ExploreCarePricing constitutes acceptance of these terms. If you do not agree with this disclaimer, please do not use our services.
We review this disclaimer regularly and update it when regulations change, our services evolve, or data sources are modified. The "Last Updated" date at the top of this page reflects the most recent revision.
Continued use of ExploreCarePricing after any updates to this disclaimer means you accept the updated terms. We encourage you to review this disclaimer periodically to stay informed of any changes.
This disclaimer shall be governed by and construed in accordance with the laws of the State of South Dakota, without regard to its conflict of law principles.
If you have questions about this healthcare disclaimer or how to use ExploreCarePricing responsibly, we're here to help.
Resources:
ExploreCarePricing was created to improve transparency in healthcare pricing by making publicly available information easier to understand. While no pricing tool can predict every individual's healthcare costs, our goal is to provide accurate educational information that empowers consumers to ask better questions and make more informed healthcare decisions.